Most equipment lenders fit you into a box. If the deal is cross-border, asset-heavy but credit-light, or doesn't map neatly to a standard product — they pass.
We don't default to "no." We structure. Lithic Capital focuses on equipment financing where the asset matters. We work across construction, transport, manufacturing, and energy — primarily in North America, with the ability to close transactions internationally when the deal requires it.
Typical transactions range from $100K to $50M, depending on asset quality, structure, and jurisdiction.
We finance assets with utility and resale value across the physical economy. If it has serial numbers and a secondary market, we can work with it.
Most lenders optimize for standardization. We optimize for execution. The difference isn't just speed — it's willingness.
Four steps. No ambiguity. You'll always know where your transaction stands and what comes next. Most deals close in approximately 30 days.
If your customer needs financing and the deal doesn't fit a standard credit box, send it to us. We structure and place it. You keep the relationship.
We work with equipment vendors, resellers, brokers, and operators who need a reliable execution partner across transactions ranging from $100K to $50M. If it's a hard asset with resale value and commercial use, bring it to us.
Tell us what you're financing. You'll get a clear answer quickly — and a path forward if it fits. No sales process. No follow-up calls unless you want them.